Cash Out Refinance
Cash-out refinancing lets you access the equity in your home and get cash at closing. The existing home mortgage and any liens on the property are paid off and replaced with a new mortgage.
A refinance with cash out is an alternative to a home equity loan, also known as a “second mortgage,” because it’s a lien on your home like your existing mortgage.
A cash-out refinance comes with closing costs comparable to your first mortgage. You may also be eligible for a Smart Refinance, another cash-out refinance option with a no-closing-cost option.
Types of Cash-out Refinance
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Features of Cash-out Refinance
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